VA BUYERS FINANCING OPPORTUNITY! Qualified VA buyers may be eligible for the Georgia Dream Peach Select VA Loan Program, currently offering a 4.875% 30-year fixed interest rate, as published by the Georgia Department of Community Affairs effective 9/3/26. Rate subject to change. Buyer must meet applicable VA, household income, credit, property, sales-price, lender and program requirements. First-time homebuyer requirement is waived for Peach Select VA. Peach Select VA does not include Georgia Dream down-payment assistance. Contact a participating Georgia Dream lender for the current interest rate, APR, fees, eligibility and complete loan terms. ADDITIONAL BUYER OPPORTUNITY: UP TO A $10,000 GRANT MAY BE AVAILABLE THROUGH AMERIS BANK FOR QUALIFIED BUYERS! Buyer, property and financing must qualify. Ameris Bank guidelines, loan approval and program availability apply. Buyers should confirm eligibility, allowable use of funds and compatibility with their selected financing directly with the lender. BACK ON MARKET DUE TO NO FAULT OF THE SELLER PREVIOUS BUYER'S FINANCING FELL THROUGH! NOW OFFERED AT $439,900. If you've been searching for a ranch-style home with a full basement in Gainesville, GA, take another look at 4601 Sweetwater Drive in Mundy Mill. This home offers 1,891 sq ft of finished main-level living PLUS a full 1,891 sq ft unfinished basement a total of 3,782 sq ft of finished and unfinished space under one roof with exceptional storage, flexibility and future expansion potential. Situated on a premium lot backing to a peaceful wooded buffer, this beautifully maintained, move-in-ready home offers backyard privacy that can be difficult to find in a neighborhood community. The oversized covered back deck with stairs overlooks the fully fenced backyard and wooded setting, creating an inviting outdoor living space for grilling, entertaining or simply relaxing. Inside, the bright open-concept ranch floor plan features luxury vinyl plank flooring, crown molding, recessed lighting, abundant natural light and a spacious family room centered around a gas fireplace. The kitchen is designed for everyday living and entertaining with granite countertops, white cabinetry, subway tile backsplash, stainless steel appliances, gas range, oversized island with seating, walk-in pantry and a breakfast area overlooking the backyard. The spacious owner's suite features tray ceilings, a spa-inspired bathroom with dual vanities and tiled walk-in shower, plus a large walk-in closet with direct access to the laundry room. Two additional bedrooms provide flexible space for guests, a home office or hobbies. One of the home's biggest advantages is the FULL 1,891 SQ FT UNFINISHED BASEMENT nearly the same size as the entire finished main level. Use it now for exceptional storage, a home gym, workshop, recreation area, media space, hobby area or workspace, or explore future finishing possibilities subject to applicable permitting and buyer plans. For buyers who want a home with room to grow without giving up main-level living, this basement is a major advantage. Additional features include a two-car garage, fully fenced backyard, mature landscaping, hardscaping, excellent storage, beautiful curb appeal and move-in-ready condition. Located in the popular Mundy Mill community in Gainesville, Georgia, residents enjoy amenities including a clubhouse, swimming pool, tennis courts, playground, sidewalks and street lights. Conveniently located near Lake Lanier, Northeast Georgia Medical Center, I-985, shopping, restaurants, parks and Gainesville-area amenities, this property offers a compelling combination of main-level living, a full basement, wooded privacy, outdoor living and community amenities. Searching for a Gainesville GA home for sale under $440,000, a ranch home with a full basement, a home in Mundy Mill, or a property with a private wooded backyard near Lake Lanier and I-985?
Listing courtesy of eXp Realty.
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